This section features mortgage program information for home buyers interested in real estate in the Hamilton and Bradley County, Tennessee areas including Apison, Charleston, Chattanooga, Cleveland, Harrison, Hixson, Hwy. 58, Lookout Mountain, Ooltewah,  Soddy Daisy, Tiftonia, and Catoosa, Dade and Walker County, Georgia including Chickamauga, Lafayette, Ringgold, Rock Spring, Trenton, Georgia.

In order to help you with your next home purchase, we have put together a simple review of some of the major mortgage programs.

Variable or Adjustable-Rate Real Estate Mortgage - With an adjustable rate mortgage, the rate of the loan can change throughout the term of the loan. Many ARMs have a short fixed period and then become truly adjustable. The rate of the loan is based on adding points to a fixed base.

Fixed-Rate Real Estate Mortgage - With this type of loan, the interest rate remains consistent throughout the term of the loan.

Balloon Real Estate Loan - A balloon loan is a real estate loan where there is a lump sum due at the end of the loan. This normally encourages an individual to refinance prior to the end of the term of the loan.

Jumbo Real Estate Loans - A jumbo loan is any residential or commercial loan exceeding the guidelines of Fannie Mae and Freddie Mac.

FHA Real Estate Loans - An FHA loan is a loan in the United States that is insured by the Federal Housing Administration.

VA Real Estate Loans - A VA loan is a loan in the United States guaranteed by the Veterans Administration. The loan may be issued by qualified lenders. The VA was designed to offer long-term financing to American Veterans or to their surviving spouses.

In order to assist you with any of your home financing needs, we have provided you with this simple form. Thanks again for visiting and please note that your information will be kept strictly confidential. If you have other real estate needs here in the Chattanooga and surrounding areas, including the counties of Bradley and Hamilton in Tennessee and in Georgia, the counties of Catoosa, Dade and Walker. 

The cities serviced include Apison,  Calhoun, Charleston, Chattanooga, Cleveland,  Dayton, Dunlap, Harrison, Hixson, Hwy. 58, Jasper, Lookout Mtn., Ooltewah, Red Bank, Signal Mtn., Tiftonia, and in Georgia, Chickamauga, Fort Oglethorpe, Lafayette, Ringgold, and the surrounding areas in TN and GA, be sure to contact us today.

Do you need additional information regarding getting home financing and real estate mortgage services in Chattanooga, Hixson, Ooltewah, Cleveland, Ringgold, Lafayette or in any other surrounding Hamilton County, TN area? Please fill out the short real estate mortgage information request form above. All inquiries will be responded to in a timely fashion and your information will be kept strictly confidential.